Scott's Blog

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Hello and welcome to my blog! I'm Scott and I try to experience everything that life has to offer with a warm smile, a large heart, and an open mind. This site is dedicated to the experiences, knowledge gained, and the people I meet along through life. Thank you for visitng, and please feel free to utilize the "Comment" feature to leave me comments. -Scott

Saturday, November 23, 2013

Land Value Tax




In this video we introduce and discuss the land value tax.  have you heard of it?

If not, then this video is for you. It posses the question whether the land value tax is better than property taxes. The land value tax is a tax on the value of the land, where property taxes is a tax on the improvements of the property. Do you agree with that?

Some even say that property taxes are a tax on development.....

Scott Kueny
Team Title Guy
Ticor Title Company

(714) 388-8200
Scott.Kueny@TicorTitle.com

Saturday, November 16, 2013

Mega Agents 5/5




Mega Agents

Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

Mega Agents 5/5




Mega Agents

Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

Mega Agents 2/5




Mega Agents

Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

Leticia Hixon 4/5




Mega Agents

Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

Door Knocking with a purpose 3/5




Mega Agents

Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

Laurel Starks 1/5




Recently the Citrus Valley Association of Realtors [CVAR] hosted a Mega Agent Panel Discussion. Here is a quick recap of some of the information shared.

Scott Kueny
Team Title Guy [TTG]
(714) 388-8200

TTG Happy Thanksgiving





Team Title Guy wishing all of those who have supported us a very happy Thanksgiving!

Scott Kueny
Team Title Guy
(714) 388-8200

Pilgrim Thanksgiving 4/4





We are nearing Thanksgiving, and we can't help but think of pilgrims and indians. So in this video, we are using the journey of the pilgrims to the new country as an analogy of prospecting for new business. In part 3 of a 3 part series, this video discusses the fruits of your labor. You've chosen your farm, you have prepared to market to it, you have followed through, and consistently worked the area, and now it is time to see the fruits of your labor.

Scott Kueny
Team Title Guy
Ticor Title Company
(714) 388-8200

Tuesday, November 12, 2013

Prospecting 101 Follow Through

http://www.youtube.com/v/6Ayv-SoOUyA?autohide=1&version=3&showinfo=1&attribution_tag=qcdjWAPUi1AqhI2_2y1vtg&autohide=1&feature=share&autoplay=1




We are nearing Thanksgiving, and we can't help but think of pilgrims and indians. So in this video, we are using the journey of the pilgrims to the new country as an analogy of prospecting for new business. In part 2 of a 3 part series, this video discusses follow through. Farming can be tough, but it takes consistency, determination, and persistence.

Scott Kueny
Team Title Guy
Ticor Title Company
(714) 388-8200

Prospecting 101

http://www.youtube.com/v/pgXllgKvy4U?autohide=1&version=3&autohide=1&autoplay=1&attribution_tag=t6Zzeh362tNWmK5mwL5HCg&showinfo=1&feature=share



We are nearing Thanksgiving, and we can't help but think of pilgrims and indians. So in this video, we are using the journey of the pilgrims to the new country as an analogy of prospecting for new business. In part 1 of a 3 part series, this video discusses preparation.

Scott Kueny
Team Title Guy
Ticor Title Company
(714) 388-8200

Brett Tanner

http://www.youtube.com/v/5CN2seFQng0?version=3&autohide=1&attribution_tag=68q1-85j38tmv4KQ9hKMRQ&autohide=1&autoplay=1&showinfo=1&feature=share




Learning from a top 2%, nationally ranked real estate agent from Phoenix Arizona. His name is Brett Tanner, and he is part of the Keller Williams Franchise. Some quick points from Brett were to have a system, and follow up.

Scott Kueny
Team Title Guy
Ticor Title Company

Brett Tanner

http://www.youtube.com/v/5CN2seFQng0?version=3&autohide=1&attribution_tag=68q1-85j38tmv4KQ9hKMRQ&autohide=1&autoplay=1&showinfo=1&feature=share




Learning from a top 2%, nationally ranked real estate agent from Phoenix Arizona. His name is Brett Tanner, and he is part of the Keller Williams Franchise. Some quick points from Brett were to have a system, and follow up.

Scott Kueny
Team Title Guy
Ticor Title Company

Halloween Follow Up

http://www.youtube.com/v/DSNe0vMR8r0?version=3&autohide=1&showinfo=1&autohide=1&feature=share&autoplay=1&attribution_tag=Le7Sch5XR_ScjXuBKsx5Yg





A Follow Up to the Joke of the Day and the Commitment from TeamTitle Guy. We will do just about anything for a title order.

Scott Kueny
Team Title Guy
Ticor Title Company

Statement of Information [SI]

http://www.youtube.com/v/Y_fJn9UwrCs?autohide=1&version=3&attribution_tag=ZkqEr5nQc6ytjW9CLYlebw&autohide=1&autoplay=1&feature=share&showinfo=1




Statements of Information (SI) are extremely important in real estate transactions. The sooner that they are submitted to the title company for clearance the better. A helpful tip would be to include the SI with your listing paperwork when taking a listing. This way you have the information at the time the listing is taken.

The statement of information, or SI, helps the title companies search the public records to clear items that may cloud title. The SI help separate two people with the same name, from one another.

Scott Kueny
Team Title Guy
Ticor Title Company

(714) 388-8200

Monday, November 11, 2013

VA SHORT SALES

Like the Federal Housing Administration’s (FHA) guarantee, the U.S. Department of Veteran’s Affairs (VA) doesn’t make loans, but provides a guarantee that protects the lender if the veteran defaults on his or her mortgage. This guarantee allows the lender to do away with down payment requirements and to offer more favorable interest rates and terms.

The short sale process for a home with a mortgage backed by a VA loan is similar to that of a traditional short sale but does contain several important distinctions.

The VA calls its short sale program a “compromise sale.” If a veteran owes more on the home than what it’s worth and sells the home, the VA will pay the remaining balance of the mortgage and closing costs. This is the most significant difference between the traditional short sale and the compromise sale: the lender receives the full balance owed by the veteran.

Additionally, as of January 2011, the veteran is entitled to $1,500 for relocation assistance.

Short Sale Program Requirements

The main requirement to undertake a compromise sale is that the veteran is experiencing severe financial hardship that prohibits her from meeting her mortgage obligation. Suitable hardships include:

  • Major medical expenses
  • A decrease in income
  • Death of one of the principle wage earners in the household
  • Involuntary relocation

If the veteran has any significant assets, the VA may require that they be sold or cashed in to help offset the mortgage deficiency.

The VA will review the veteran’s situation, looking for the following criteria:

  • The home must be sold for current market value.
  • Closing costs must be “reasonable and customary.”
  • The compromise sale will be less costly for the VA than foreclosure.
  • The veteran’s financial situation.
  • The date of mortgage origination – if the loan was taken out on or before December 31, 1989, the lender must agree to write off the portion of the debt above the maximum guarantee.
  • The home has no other liens.

 

Statement of Information [SI]

http://www.youtube.com/v/Y_fJn9UwrCs?version=3&autohide=1&feature=share&autoplay=1&autohide=1&showinfo=1&attribution_tag=HTwwhHNNNpOScYGm_dyNug




Statements of Information (SI) are extremely important in real estate transactions. The sooner that they are submitted to the title company for clearance the better. A helpful tip would be to include the SI with your listing paperwork when taking a listing. This way you have the information at the time the listing is taken.

The statement of information, or SI, helps the title companies search the public records to clear items that may cloud title.